Checking

The Wow Account

Lots of extras, lots of free.

Well, you found it. Here's the perfect checking account that pretty much offers you everything for nothing. You can access it anywhere – online, on your mobile device or at any branch or ATM. And it's totally free when you enroll in eStatements. Everyone loves free. Plus it comes with the friendly local service you’d expect from Oregon Community. No wonder we call it WOW.

Open an Account

Already a member? Sign in to Internet Banking and select the Open Account tab to get started.

A few reasons to love it:

  • No minimum balance
  • No monthly service fee
  • Free mobile app and Internet Banking
  • Free mobile deposit
  • Free basic debit card
  • Free ATMs – more than 30,000 of them nationwide!
  • Free online bill pay
  • Free eStatements* - go trees!

To open your account

Click the link above, stop by any branch location or give us a call at 800.365.1111.

*If you un-enroll for eStatements, your account will no longer qualify for WOW status and will be charged a monthly $8 non-qualification fee.

Simplicity Checking

The easiest checking account you’ve ever had. Really.

Get everything you need and nothing you don’t. Simplicity Checking is just what the name says. It makes life simpler in so many ways.

Open an Account

Already a member? Sign in to Internet Banking and select the Open Account tab to get started.

Simplicity Checking

  • Free Internet Banking
  • Free Bill Pay
  • Free Debit Card
  • Free eStatements
  • Earn Interest Every Month
  • $300 Minimum Balance*

To open your account

Click the link above, stop by any branch location or give us a call at 800.365.1111.

*If balance falls below $300 at any one time during the month, there will be a $5 Account Service fee.

Business Checking

Taking care of business—your business

Our Business Checking helps you take care of the bottom line. Your account is free as long as you maintain the minimum balance. And, with our low minimum balance, that’s easy.

Business Checking

  • Free Debit Card
  • $100 minimum deposit to open an account
  • No service fee with minimum $500 balance*
  • FREE unlimited access to Internet Banking and Bill Pay
  • FREE eStatements
  • Write up to 50 checks per month

To open your account

Stop by any branch location or give us a call at 800.365.1111 to open your account.

* If balance falls below $500 at any one time during the month, there will be a $5 fee Account Service fee.

 

Debit Cards

As good as cash practically anywhere you shop

 

The OCCU Debit Cards

Our basic debit card is free with any checking account.

The Oregon Community Credit Union Debit card

We also offer the Duck Debit Card. Show your pride. Ask how you can get yours.**

The new Duck Debit Card

It’s fast – Forget the hassles of dealing with change or writing checks.

It’s easy – Track purchases on your monthly statement and in Internet Banking for easy budget management.

It’s safe – Visa security and protection benefits help prevent, detect and resolve fraud.

  • Shop Online wherever Visa cards are accepted and have the funds deducted from your checking account.
  • Get Cash Back when you make purchases at point-of-sale machines at most retailers.
  • Use It Instead of Cash or Checks anywhere Visa cards are accepted.
  • Make Deposits, Withdrawals and Transfers
  • Carry Only One Card for everything
  • Acts like a Visa, Check and ATM Card

You’re covered by the extra protection of Visa

When you press “credit” at the keypad and sign for your purchases – or when no signature is required and even when you shop online – you’ll always receive Visa Security and Protection benefits.  Visa is dedicated to helping prevent, detect and resolve fraud.

Prevention
The 3-Digit Security Code on the back of your card provides Internet and phone security by helping verify that you’re in possession of our card.  Verified by Visa confirms your identity through a personal password when making purchase at participating online merchants.

Detection
Using-best-in-class solutions for Real-Time Fraud Monitoring, Visa screens your account 24/7 to detect suspicious card activity outside your normal pattern.

Resolution
Visa’s Zero Liability policy* ensures you won’t have to pay for unauthorized purchases. And with replacement funds, any funds taken from your account due to fraudulent use will be returned.  Access to Identity Theft Assistance can help you regain control of your account if you suspect you’ve been a victim of card fraud.

Reach for your Visa Debit card virtually everywhere
For the things you plan, and for all of life’s little surprises, you’re covered when you carry a Visa Debit card.  It’s accepted at millions of places worldwide.

Use Visa Debit for large or small purchases, even at places like these:

  • Fast food restaurants
  • Grocery stores
  • Pharmacies
  • Gas stations
  • Car washes
  • Dry cleaners
  • Movie theaters
  • Department stores
  • Electronic stores
  • International travel destinations
  • Online shopping sites
  • To place phone orders

Questions about your debit or credit card?

To open your account

Stop by any branch location or give us a call at 800.365.1111 to open your account.

* Covers U.S.-issued Visa Debit/check cards only. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.

** $5 annual Fee for the affinity branded Duck Debit Card.

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