Mortgages

This way to home sweet home

Whether you’re buying a home or refinancing, we're here to help. We make applying for a mortgage or refinance quick and painless. Plus you get to work with local mortgage experts right here at your credit union. Apply online or come in and apply in person. We'd love to see you.

The comfortable predictability of a 30-year fixed rate

Our 30-year fixed rate mortgages give you a guaranteed interest rate for as long as you hold the loan. You get fixed, predictable monthly payments spread over a long period.

All the right loan programs

We have lots of great ways to make you feel at home with us. We offer:

  • FHA loans
  • VA loans
  • First-time home buying
  • Investment properties
  • Jumbos
  • Low closing costs
  • Competitive rates
  • And more

Apply Now

 

 

 
 
First Time Home Buyer graphic

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** The Register Guard Readers' Choice is an online nomination and voting program based on popular vote. It is not representative of any one client experience or investment performance.

Make yourself right at home

Whether you’re making a big move or refinancing, we’re just the ones to help you do it. We make applying for a home loan quick and painless. Come in and apply in person, or do it online. Whichever you choose, we’ll guide you through the process.

Choose the predictability of a 15-year fixed rate

Our 15-year fixed rate mortgages give you a guaranteed interest rate for as long as you hold the loan. Plus, they help you make short work of owning your home outright. After 15 years of fixed, predictable monthly payments, it’s yours!

All the right loan programs

We have lots of great ways to make you feel at home with us. We offer:

  • FHA loans
  • VA loans
  • First-time home buying
  • Investment properties
  • Jumbos
  • Low closing costs
  • Competitive rates
  • And more

Apply Now

 


Related Links

 

** The Register Guard Readers' Choice is an online nomination and voting program based on popular vote. It is not representative of any one client experience or investment performance.

Making dream homes and dream loans come true

New home or refinance, your team at Oregon Community is here to help. We make applying for a mortgage quick and painless. In fact, you can do it online. Or come in and apply in person. We’re always glad to see you. We’re happy to work one-on-one with you and to guide you through the process, no matter which you choose.

Start with low rates now

Adjustable rate loans have lots of advantages. Our 5/1 adjustable rate gives you five years of a low fixed interest rate. It then converts to an annually adjusted rate based on an index. Terms can be from 10 to 40 years.

The 5/1 adjustable rate loan is a great choice for people who plan to own a home for several years and then sell it. Or, it can be a good way to get into a home while you’re still young in your career and anticipate greater income in the future. In periods where interest rates are high, it can be a good way to take advantage of the possibility of lower rates in the future. Just remember, rates might not fall, so you’ll want to be sure you can handle the payments if they go the other way.

All the right loan programs

We have lots of great ways to make you feel at home with us. We offer:

  • FHA loans
  • VA loans
  • First-time home buying
  • Investment properties
  • Jumbos
  • Low closing costs
  • Competitive rates
  • And more

Apply Now

 


Related Links

** The Register Guard Readers' Choice is an online nomination and voting program based on popular vote. It is not representative of any one client experience or investment performance.

More options, more freedom for Retirement

Meet the Reverse Mortgage and all its Benefits

Retirement is an achievement we all look forward to and dream about.  But achieving your financial goals and objectives for this stage in life is not always easy.  At Oregon Community Credit Union, we offer federally insured, safe, secure Reverse Mortgage loans that let you access your home’s equity for retirement funding needs.  A Reverse Mortgage may be the perfect financial option for older homeowners looking for ways to supplement retirement income or debt. There are many benefits  including flexibility for managing your finances. Let us tell you more and help decide if a Reverse Mortgage is the right fit for your next move.  To get started, visit a branch or give us a call.

We have lots of great ways to make you feel at home with us. We offer:

  • FHA loans
  • VA loans
  • First-time home buying
  • Investment properties
  • Jumbos
  • Low closing costs
  • Competitive rates
  • And more

Related Links

** The Register Guard Readers' Choice is an online nomination and voting program based on popular vote. It is not representative of any one client experience or investment performance.

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